To ENJOY the FRUITS OF YOUR LABOR you have to DO THE LABOR OF WORKING to get any fruits

     You have to PUT IN THE WORK to EARN YOUR MONEY because MONEY DOESN'T GROW ON TREES it requires EFFORT.

    If you WANT ANYTHING EXTRA than you will have to EARN EXTRA MONEY to GET IT.

   YOU will have to STICK TO YOUR BUDGET on how to SPEND THE MONEY YOU EARN if you EXPECT to have the MONEY to PAY YOUR BILLS.

   At the END OF the WEEK when you get your PAYCHECK you should be PROUD OF YOUR HARD WORK and the LONG HOURS it TOOK YOU to EARN that PAYCHECK.

    AND with the HIGH INFLATION every DOLLAR YOU EARN has to GO A LONG WAY just to BARELY GET BY. 

    It's HARD TO SAVE MONEY when you BARELY have the MONEY TO MAKE ENDS MEET.

    But we all NEED TO SAVE FOR A RAINY DAY because it's GOING TO RAIN AT TIMES.

    LUCKILY I had LEARNED by accident because I had to STICK TO MY BUDGET, that most of the time the "OFF BRANDS" taste EXACTLY LIKE the "NAME BRANDS".

   Then recently I HEARD on the NEWS that MANY STORE BRANDS are ACTUALLY MADE by the SAME COMPANIES just PACKAGED DIFFERENTLY.

    SO even though I DON'T HAVE MONEY TO SAVE now I KNOW that I am SAVING MONEY NOW AND IN THE FUTURE because I will CONTINUE TO SAVE BY BUYING "STORE BRANDS".

   Life is full of CHALLENGES but when YOU LEARN AS YOU GO you will LEARN LESSONS that Will HELP you for your LIFETIME.

   DON'T PUT ALL YOUR "EGGS" IN ONE BASKET because it takes "EGGS AND TOAST" to MAKE IT A "COMPLETE MEAL".

   To SAVE FOR A RAINY DAY won't KEEP YOU FROM GETTING WET but ...it will KEEP YOU WARM IF YOU HAPPEN TO GET WET.