If you can't afford it then don't buy it

As Christmas approaches remember if you barely have money to get by now you don't have money to splurge. Everyone we know needs money so for your gift to each other is to not spend money you don't have buying gifts no one needs. We all have unopened gifts that we don't use in our closets already. If you want to buy something then pay on their electric bill and wrap the receipt. Buy them gift cards to local grocery stores so they can buy groceries to fill their bellies or gas cards so they can fill up their gas tank. If you can't afford it then you just don't buy it. Spending time with your family at Christmas is the only gift your family wants and needs.